Discharging Your Debts in Maryland
Put a Stop to Your Financial Woes with Our Bankruptcy Attorney
Filing for Chapter 7 or Chapter 13 can be effective ways of discharging your debts. Though it is true that either of these methods can help you eliminate your debts, there are certain types of debt that may not qualify for discharge. We make it a point to inform our clients of all potential options or obstacles before filing for bankruptcy, making the process as easy and straightforward as possible.
Today can be the day that you finally shed yourself of your burden of debt! Contact our Maryland bankruptcy law firm now and learn how filing for bankruptcy can help you.
Types of Dischargeable Debts
Dischargeable debts refer to types of debt that can be eliminated or wiped away by filing for protection under the Bankruptcy Code. This simply means you will no longer be obligated to pay these debts after receiving your discharge. More importantly, debt collectors and agencies will be required to stop all collection attempts and cannot harass you for the money owed.
Dischargeable debts may include:
- Credit card debt
- Collections accounts
- Unpaid medical bills
- Personal loans
- Utility bills
- Most types of secured debts
What cannot be discharged by bankruptcy?
Nondischargeable debts simply refer to types of debt that cannot be released through bankruptcy. To determine if your debt qualifies as a dischargeable or nondischargeable debt, speak with an experienced attorney who can inform you of your options.
The most common nondischargeable debts include:
- Debts incurred due to fraud or misconduct
- Certain tax claims
- Debts incurred due to unpaid child support or spousal support
- Governmental debts, including court fines or criminal restitution
- Educational loans
Only in certain circumstances will student loan debts be dischargeable. We understand the stress associated with any type of debt. We can work to secure the proper evidence needed to persuade a court that your student loan debts are eligible for discharge due to unreasonable financial hardship or other hardships outside of your control.
Live life debt free in Elkton. Call us today!
Are you ready to live life without the constant burden of debt? Are you looking for a way to put a stop to collection calls once and for all? If so, our Elkton bankruptcy lawyers are ready to determine which option can help secure a favorable outcome for you!
At the Law Office of Cricket Browne, LLC, our ultimate goal is to help you find hope once again. With the right support and guidance, there can be a very successful, very profitable, and very positive life after bankruptcy. If you wish to work with our professional and experienced team, we are here to listen.
Our conveniently located office is central to you in the heart of Elkton, Maryland. For a free, confidential case evaluation, please call us at (410) 670-4939 to speak with our compassionate legal team.
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