Discharging Your Debts in Maryland
Put a Stop to Your Financial Woes with Our Bankruptcy Attorney
Chapter 7 or
Chapter 13 can be effective ways of discharging your debts. Though it is true that
either of these methods can help you eliminate your debts, there are certain
types of debt that may not qualify for discharge. We make it a point to
inform our clients of all potential options or obstacles before filing
for bankruptcy, making the process as easy and straightforward as possible.
Today can be the day that you finally shed yourself of your burden of debt!
Contact our Maryland
law firm now and learn how
bankruptcy can help you.
Types of Dischargeable Debts
Dischargeable debts refer to types of debt that can be eliminated or wiped
away by filing for protection under the Bankruptcy Code. This simply means
you will no longer be obligated to pay these debts after receiving your
discharge. More importantly, debt collectors and agencies will be required
to stop all collection attempts and cannot harass you for the money owed.
Dischargeable debts may include:
- Credit card debt
- Collections accounts
- Unpaid medical bills
- Personal loans
- Utility bills
- Most types of secured debts
What cannot be discharged by bankruptcy?
Nondischargeable debts simply refer to types of debt that cannot be released
through bankruptcy. To determine if your debt qualifies as a dischargeable
or nondischargeable debt, speak with an experienced attorney who can inform
you of your options.
The most common nondischargeable debts include:
- Debts incurred due to fraud or misconduct
- Certain tax claims
- Debts incurred due to unpaid child support or spousal support
- Governmental debts, including court fines or criminal restitution
- Educational loans
Only in certain circumstances will student loan debts be dischargeable.
We understand the stress associated with any type of debt. We can work
to secure the proper evidence needed to persuade a court that your student
loan debts are eligible for discharge due to unreasonable financial hardship
or other hardships outside of your control.
Live life debt free in Elkton. Call us today!
Are you ready to live life without the constant burden of debt? Are you
looking for a way to put a stop to collection calls once and for all?
If so, our Elkton bankruptcy lawyers are ready to determine which option
can help secure a favorable outcome for you!
At the Law Office of Cricket Browne, LLC, our ultimate goal is to help
you find hope once again. With the right support and guidance, there can
be a very successful, very profitable, and very positive
life after bankruptcy. If you wish to work with our professional and experienced team, we are
here to listen.
Our conveniently located office is central to you in the heart of Elkton,
Maryland. For a free, confidential
case evaluation,please call us to speak with our compassionate legal team.